The Student Loan Dumpster Fire of 2025–2026: SAVE Plan Dead, Collections Back, 43 Million Borrowers Need a Plan
The SAVE plan — the most generous student loan repayment program ever created — is officially dead. Federal collections restarted in May 2025 for the first time since COVID. And only 38% of the country’s 42.8 million borrowers are currently making payments. If you have student loans, the rules just changed dramatically — here’s everything…